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Questions For The Younger Guys

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7.5K views 72 replies 60 participants last post by  gti...i wish  
S
#1 ·
My son turns 17 next month and I want to get him driving, so I have a few questions,

Your Age :
Your Car :
Area You Live :
Insurance Company :
Licence :
Named or Own Policy :
Price :

If anyone can add anything to this please feel free to do so,

Thanks for reading

Simon
 
#2 ·
QUOTE (Simon @ Jan 10 2012, 10:51 PM) <{POST_SNAPBACK}>My son turns 17 next month and I want to get him driving, so I have a few questions,

Your Age : 24
Your Car : mk2 gtd
Area You Live : wexford
Insurance Company : axa
Licence : full
Named or Own Policy :eek:wn
Price : 800

If anyone can add anything to this please feel free to do so,

Thanks for reading

Simon
 
#4 ·
QUOTE (Simon @ Jan 10 2012, 10:51 PM) <{POST_SNAPBACK}>My son turns 17 next month and I want to get him driving, so I have a few questions,

Your Age : 20
Your Car : mk4 golf van
Area You Live : Longford
Insurance Company : FBD
Licence : Full (held about 4 months at the time)
Named or Own Policy : Own policy (was never even named driver on a prov license)
Price : 1400 ish

down to 900 and a bit now in 2 years,
the above was with a 10% discount for other policies held in the family.
Arranged through an agent who know's the auld lad well. So called out personally when he was passing.

If anyone can add anything to this please feel free to do so,

Thanks for reading

Simon
 
K
#5 ·
QUOTE (Simon @ Jan 10 2012, 10:51 PM) <{POST_SNAPBACK}>My son turns 17 next month and I want to get him driving, so I have a few questions,

Your Age : 17
Your Car : '92 Jetta mk2
Area You Live : Longford
Insurance Company : Aviva
Licence : Prov
Named or Own Policy : Named
Price : 38 euro when I just want a week, Aviva do a deal if ya do lessons with them too

If anyone can add anything to this please feel free to do so,

Thanks for reading

Simon
 
S
#6 ·
QUOTE (Simon @ Jan 10 2012, 10:51 PM) <{POST_SNAPBACK}>My son turns 17 next month and I want to get him driving, so I have a few questions,

Your Age : 19
Your Car : mk3 golf tdi
Area You Live : cavan
Insurance Company : britton
Licence : full
Named or Own Policy : own
Price : 1,100

If anyone can add anything to this please feel free to do so,

Thanks for reading

Simon
 
#7 ·
When i started driving 4 years ago, I started in a 02 1.4 focus, insured with quinns in my own name for 3000 for the first year, dear but having said that i was insured in a TDI anni at 18 for 1800, my insurance now at 21 on a 130 golf highline is 720 again in my own name!! pays off to have your own policy in the long run in mu opinion!! hope ya get a reasonable quote too!
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#8 ·
QUOTE (g17 @ Jan 10 2012, 11:00 PM) <{POST_SNAPBACK}>When i started driving 4 years ago, I started in a 02 1.4 focus, insured with quinns in my own name for 3000 for the first year, dear but having said that i was insured in a TDI anni at 18 for 1800, my insurance now at 21 on a 130 golf highline is 720 again in my own name!! pays off to have your own policy in the long run in mu opinion!! hope ya get a reasonable quote too!
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worthwhile investment hopefully
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thanks guys keep them coming
 
V
#9 ·
QUOTE (Simon @ Jan 10 2012, 10:51 PM) <{POST_SNAPBACK}>My son turns 17 next month and I want to get him driving, so I have a few questions,

Your Age : 24
Your Car : 1.6 Ford mondeo
Area You Live : Blanchardstown
Insurance Company : AXA
Licence : Full
Named or Own Policy : Fully comp
Price : 1200

If anyone can add anything to this please feel free to do so,

Thanks for reading

Simon
 
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J
#10 · (Edited by Moderator)
QUOTE (Simon @ Jan 10 2012, 10:51 PM) <{POST_SNAPBACK}>My son turns 17 next month and I want to get him driving, so I have a few questions,

Your Age : 21
Your Car : Mk4 tdi
Area You Live : Louth
Insurance Company : AXA (moved this year)
Licence : Full
Named or Own Policy : Own (Fully Comp)
Price : €1150

If anyone can add anything to this please feel free to do so,

Thanks for reading

Simon

Id advise to put his as a named driver under a parents name for the first year or two, then get his own policy after that

Joey
 
#12 · (Edited by Moderator)
QUOTE (Simon @ Jan 10 2012, 10:51 PM) <{POST_SNAPBACK}>Your Age : 24
Your Car : 2004 318ci 2.0L Msport ( i no i sold it last month but right now nothing to go by)
Area You Live : Laois
Insurance Company : 123.ie (RSA)
Licence : Prov
Image

Named or Own Policy : own policy
Price : €729 TPFT 7 years NCB with 10 Points

God i would hate to be starting out again, i was out on my own from 17
that was 2004 had a 1994 1.3 efi starlet, insurance €5700
Image
 
#13 ·
It is a few years since I was beginner but at the time Hibernia / aviva had the ignition course recently launched afaik. Anyways they were the cheapest for me at the time. Suggest the ignition course to him. It may have changed since I did it but at the time there was 3 rates of pass (good, medium and pass). Obviously teh better you did the more of a discount you got.
I was 18, just passed driving license, no previous experience, mk2 golf 1.6sd and i cant remember what the premium was but I remember factoring in the discount from the ignition course they were the cheapest.
Tell him to give it a go anyways! It used cost 30 euro to do it which was refunded if you passed (and if he has passed the driving test recently then he should be ok for passing this).
 
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#14 · (Edited by Moderator)
QUOTE (Simon @ Jan 10 2012, 10:51 PM) <{POST_SNAPBACK}>My son turns 17 next month and I want to get him driving, so I have a few questions,

Your Age : 19
Your Car : 2001 a4 tdi 130 sport
Area You Live : wexford
Insurance Company : arachas
Licence : prov
Image

Named or Own Policy :named
Price : 1300

If anyone can add anything to this please feel free to do so,

Thanks for reading

Simon
 
#16 ·
Anyone that has given details above should prob add amount of NCB they have now, it really does make a difference,

This was my details from my first policy

Your Age : 18
Your Car : 00 Seat Leon TDi (90)
Area You Live : Galway
Insurance Company : Axa
Licence : Full (for a year at the time)
Named or Own Policy :Own Policy
Price : 2200 Fully Comp, 6 months named experience,

With Axa Student Policy it does down after 3/6/9 months slighty if no claim approx 5%, but will also go up if there is. You can also pay it off interest free over 12months,
 
E
#18 ·
Your Age : 21
Your Car : Octavia MkI vRS
Area You Live : Dublin
Insurance Company : Quinn
Licence : Full
Named or Own Policy : Own
Price : 2100 3rd Party (Yeah I have no money)

I recommend putting them on their own policy as it will stand to them later. Im in college now and have no money, this is my first year on my own name and it costs me the same as it did two years ago as a provisional driver on someone else's name. Where my friends, same age drive bigger cars and have insurance half the price of mine because they have 2-3 years no claims. Just start him small. I totally regret not getting my own policy when I started
 
#19 ·
When I started driving 5 years ago I paid 2400euro for insurance on a 1.2 punto, I was 18 at the time!
 
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#21 · (Edited by Moderator)
Before I turned 23 this year I had the jetta on the policy and these were the details

Your Age : 22
Your Car : Jetta 1.6d 91`
Area You Live : Westmeath
Insurance Company : AXA
Licence : Full
Named or Own Policy : Own (Fully Comp)
Price : €700

now

Your Age : 23
Your Car : toyota levin
Area You Live : Westmeath
Insurance Company : AXA
Licence : Full
Named or Own Policy : Own (Fully Comp)
Price : €1100
 
B
#24 ·
Your Age : 21
Your Car : 1.4 mk4 Golf
Area You Live : Dublin 9
Insurance Company : AXA
Licence : Full
Named or Own Policy :Own Policy
Price : around 1000 3rd party

I have a student policy so i got 20% off and no extra charge for paying monthly, also the no claims discount increases every 3 months so in the end ill pay less than 1000
 
#26 ·
Your Age : 24
Your Car : MkII vRS
Area You Live : Cork
Insurance Company : Through O Mahony Boylan Golden Broker AVIVA
Licence : Full
Named or Own Policy : Own (Have been on my own policy since I was 17)
Price : €999 Full Comprehensive, 20% No penalty point discount

As stated above I think going on your own policy is the best option for the long run, youll probably be crippled with a hugh premium but itll pay off in the years after.
I remember paying over 3k on a 998cc mini for my first insurance policy on my own name but it dropped off alot in the next year or two.
 
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