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Discussion Starter · #1 ·
how come the gurads dont give a feck about the NCT, I get pulled over all the time and not once have
they asked about the nct.

dicksheads came up behind me again today on dual, he went thru every tax disc looking for a fake one lol

wonder will i get pulled over as much when i change cars!
 

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Ive had gardai nag about getting it done, but the worst ive heard of, was my mom getting pulled over, the car was about 2 weeks out of NCT and the gardai nearly brought her to tears over it.
 

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QUOTE (cardoor @ Jan 18 2006, 04:07 PM) <{POST_SNAPBACK}>If you are supposed to have an NCT Cert and you don't is your Insurance valid ? Think about it; Did your insurance Company ask you ?
I don't know.

When I insured the '90 Golf I wasn't asked anything about an NCT (luckily coz it didn't have one) and when I changed to the Corrado they wanted a Cert. I've driven plenty of cars without an NCT and never been even asked about it.
 

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If you crash your car the insurance company will do all they can to avoid paying out. Someone crashed into me totally his fault and when the assesor from his insurance looked at my car he checked everything from seat belts in the back to handbrake and looked under the bonnet. I reckon if you had no nct they wouldn't pay out. And the garda can take your car off you for no nct.
 

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as far as i know, the insurance company is not supposed to initiate ur insurance policy without an NCT form, but i know when i got insurance at first with FBD, the girl asked for it, i said i dont have it at hand, and she commenced the policy, on the grounds that id shortly produce an NCT form to their office, I never did.
The golf is NCTd now, but i havent told FBD yet.
So as far as they are concerned, its the girls fault for initating the policy without having validated the policy by looking at the NCT form

just read that above by WillGti,
I better throw on the hand brake cables I have in the boot soon then eh!?
 

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QUOTE (Oisin @ Jan 18 2006, 04:41 PM) <{POST_SNAPBACK}>as far as i know, the insurance company is not supposed to initiate ur insurance policy without an NCT form, but i know when i got insurance at first with FBD, the girl asked for it, i said i dont have it at hand, and she commenced the policy, on the grounds that id shortly produce an NCT form to their office, I never did.
The golf is NCTd now, but i havent told FBD yet.
So as far as they are concerned, its the girls fault for initating the policy without having validated the policy by looking at the NCT form

just read that above by WillGti,
I better throw on the hand brake cables I have in the boot soon then eh!?


HIB told me it was their policy to insist on a current NCT or MOT (for UK registered cars) for any vehicle over 10 years old. It's not that the NCT cert indemnifies anyone against anything, it just forces the car owner to , at least, get something which verifies the car was safe at a given date.

The NCT people will not indemnifiy you against any failure of your car following certification by them. (e.g. if your car passes an NCT test then crashes on the way home due to brake failure).

I got temporary insurance on my Golf, on UK plates, and eventually got it extended for the full year, only after persuading them the car is for occasional use only.

As with all Insurance policies, there is an onus on the Insured to keep the car in a roadworthy condition.
 
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